Financing with Main Motorcar

With help from the finance team at Main Motorcar, you don't have to go through the car-buying process alone. Our goal is to help you find your ideal vehicle at a stellar price. No matter your credit history, we make it easy to find an auto financing solution that makes sense for your wallet. To take the next step, fill out our secure auto financing application online and we'll be in touch shortly to discuss all your options. Need personalized assistance? Swing by our Johnstown, New York finance center today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Main Motorcar Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Main Motorcar can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Auto Financing & Lease Options

Whether you want to buy or lease a new or used vehicle from Main Motorcar, our finance center is staffed with highly experienced auto financing professionals ready to help you weigh the benefits of buying versus leasing, so you can make an informed decision for your lifestyle and budget. We also offer a variety of online tools to help you get a better idea of your budget. Check out our current incentives and offers, value your trade-in, and even estimate your monthly payments. Have questions? Don't hesitate to chat with our team or give us a call. We're happy to help! Stop by our dealership near Gloversville to find your next car today.

Worried About Your Credit?

Rather than let your credit history get in the way of a reliable new car, our finance professionals can help you find an affordable solution that can even help you rebuild your credit. From top trade-in values to low-interest rate auto loans, we have a solution for every driver here at Main Motorcar. To learn more, contact our finance center or visit us near Amsterdam, NY to get started.

  1. Main Motorcar

    224-228 W Main St
    Johnstown, NY 12095-2395

    • Sales: (518) 415-1695
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Get in Touch

  • Contact our Sales Department at: (518) 415-1695
  • Monday09:00AM - 05:30PM
  • Tuesday09:00AM - 05:30PM
  • Wednesday09:00AM - 05:30PM
  • Thursday09:00AM - 05:30PM
  • Friday09:00AM - 05:30PM
  • Saturday09:00AM - 02:00PM
  • SundayClosed