Main Motorcar is here to help you get into your dream car with a variety of bad and no credit financing options in Johnstown, New York. When it comes to buying a car, we want everyone to get a fair shake, including drivers with less than an ideal credit score and those with no previous credit history. Visit our Johnstown, NY dealership today to talk through the auto financing process with our team of experienced professionals. We're happy to discuss all your options to ensure you find an affordable payment plan that will help you rebuild your credit. We proudly work with local and national lenders to provide our customers with a diverse array of financing solutions. Stop by Main Motorcar to start the conversation about financing your next vehicle with our competitive bad credit financing solutions.

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(518) 762-3183

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Learn more about credit at our Johnstown, NY dealership

Credit Rating FactorsNegative ImpactPositive Impact
Little or No Credit HistoryX
On Time Debt Payments X
Excessive Existing DebtX
Filing for BankruptcyX
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed PaymentsX
Foreclosures or RepossessionsX

Qualify for Bad Credit Financing from Main Motorcar
Johnstown, NY | Gloversville, NY | Amsterdam, NY

What's the main reason to take advantage of bad credit financing with us? At Main Motorcar, we have a massive selection of high-quality new and used cars. Whether you're interested in an efficient pre-owned sedan or would like to look at our new Jeep SUVs, you're sure to find your perfect vehicle at our Johnstown, NY dealership. Our team is happy to help you find a car that checks all your boxes at a price you can afford, despite your credit history. Give us a call today to learn more about our vehicles and bad credit financing options, or swing by for a test drive!

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Johnstown, NY Today

To set up a time to learn more about our bad credit financing options, reach out to the financing team at Main Motorcar in Johnstown, NY. Our team works diligently on your behalf to develop positive relationships with lenders and banks so that we can get you the best bad credit financing option around. Whether you have good credit, bad credit, or nonexistent credit, we'll be there to walk you through the entire process, right up until you ride off the lot in a new or pre-owned vehicle. Start the process at our auto financing center in Johnstown, NY today!

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Dealership Hours
Mon - Thurs7:45am - 7:00pm
Fri7:45am - 6:00pm
Saturday9:00am - 3:00pm